Whether you live by yourself, with a roommate, or with a big family, it’s important to manage your household expenses.

1. Use an electric shaver instead of throwing money away on disposable razors and shaving cream. Plus, you’ll cut down on how long it takes to shave every day. These razors work well for both men and women. You’ll need to replace the head after a few months, but that’s the only related expense.

2. Switch to a healthy diet. Believe it or not, healthy food costs less than junk food, contrary to popular opinion. Also, take this opportunity to expand your gardening and cooking skills. By growing some of your own food and preparing most of your meals at home, you’ll cut down on the costs or ordering in and eating out. Your grocery bill will be smaller, too.

3. Walk and hike instead of paying for a gym membership.

4. Dress in cozy clothing during the winter. If you walk around your house in a t-shirt and shorts, you’re bound to need the temperature turned up. By putting on heavier clothing, you’ll save on your heating bill. Consider switching your utilities provider, too. Compare prices from various providers, including Columbia Utilities.

5. Keep an eye out for great bargains, even if you don’t need certain items at this moment. When it comes to items you go through often, like paper towels, cleaning supplies, and food staples, it’s a good idea to scoop up some extra whenever there’s a sale.

6. Don’t blindly spend money on the latest tech gadget. Instead, read up about it, comparison shop, and check out user reviews. Also, ask yourself if you really need this item or if you have another gadget that does the same thing. For example, if your phone has built-in GPS, you probably don’t need to purchase a separate GPS machine.

7. Cut out some of your bad habits. How will this save you money? If you smoke, you could be spending as much as $70 per week just on cigarettes. If you’re a compulsive shopper, it’s clear where most of your paycheck is going.

8. When there’s a book you want to browse or a magazine you’re dying to read, consider heading to the library instead of the bookstore.

By keeping household costs down, you’ll have more money in your emergency and savings funds!