Working at home can afford you the unique opportunity to save money from your monthly budget. Here are some quick tips that will save you thousands each year and make working from home even more worth it.
Plan a Weekly Menu
Getting your grocery bill under control is one way to curb excess expenses and also makes trips to the store easier. Make a menu for each day of the week you will be eating at home and create a shopping list to make it easier while you’re at the store. It helps to know exactly what you need so you don’t end up buying things you won’t use.
Use Coupon Apps
No need to clip coupons anymore, there are smartphone apps that you can use to get deals all over town and everything is handled by the app. You can even look for deals on prescriptions to save money on those each month.
Rearrange Your Car Situation
Now that you’re working from home you may need to switch some things around with the cars. You won’t be my driving as much, a cost savings all by itself, so make sure you are left at home with the car that makes the most sense, in most cases the one that gets the worse gas mileage.
It could even be the case that you can get by with one less car now that you are not commuting back and forth to work. This can make a huge difference not only in the amount of car payments made per month, but also the amount of car insurance you pay over the year.
Assess Your Cable Needs
One way to cut back on monthly expenses is to determine exactly how much you are using your cable TV and decide if it’s time to cut the cord. With streaming services like Netflix and Hulu as well as on demand DIY videos on YouTube you could find that you don’t even need cable anymore.
Of course, as a work-at-home mom you’ll won’t be able to get rid of the high speed internet, but paying an extra $50 to $80 per month for a basic cable package, and even more for a premium package adds up to a sizable annual cost.
Get Into Gardening
Growing your own vegetables is a healthy way to go, and also is a way to save money on produce. It doesn’t have to be anything expansive, even a small herb garden will come in handy when you are making dinner and will take the place of dried spices. You can start off with just a few different plants and expand things as you get better at it.
Try DIY Household Cleaners
You can get most anything clean these days with natural household cleaners you make by yourself. Vinegar and baking soda can clean up just about anything when mixed properly, and vinegar itself has many uses around the home and is very cheap.
One side benefit of cleaning things naturally is that you won’t be using any harsh chemicals that can cause allergic reactions. Switching to an all-natural laundry detergent is often much cheaper per load, and can leave your clothes looking and smelling better than before.
Incorporate Home Automation Features
You can have it set up so that certain lights in your house go on and off at certain times, and everything can be controlled from your smartphone. That way you won’t leave lights on in the house all day. Now rather than walking all through your house discovering lights that have been left on, you can command everything from your home office and save money in the long run.