Monthly Archives: August 2014

Retention with Tech

A company that does not retain a percentage of its customers cannot make it in today’s high-tech world. When you are looking for new ways to improve customer retention, you may want to start with what devices your customers are using and how you can utilize tech in your next marketing campaign.

Retention of your customers has a lot to do with keeping your brand and your products in the front of their minds. To do that today, you have to be fast, accessible and have a n online presence that customers want to interact with. The easiest way to do this is to have a website with a cool responsive design that lets them view it from any smartphone, tablet or computer. Creating an app that features your business is also a great way to get customers coming back for more. Through the app they can buy your product, visit your site, access your social media accounts or get the customer service they need.

Once you have done that, the next step to retention is to meet your customers where they hang out online. With social media, you can reach your loyal customers and provide them with incentives for engaging your brand. This can range of product discounts to free products or contest entries. On social media you will also need to think about the balance of your messages between giving customers information they want without getting too promotional in everything you post. The more engaged your customer becomes with your social media account, the more likely they are to turn into one of your most loyal customers.

Customer retention is not guaranteed with these high-tech options, but utilizing these tools in a significant way can help boost the numbers you are already getting from your traditional customer retention strategies. A mix of high tech and low tech will be the recipe for higher retention numbers as well as new customer acquisition.

How Credit is Reported

Every year, consumers have the right to request a credit report that details different accounts to their name and transactions related to those accounts. The report is fairly easy to read, but there is a question of what to do with the information it provides. Here are some tips to help identify the main items for concern.

Credit Score

Your credit score is like a summary of your credit worthiness based on the information obtained from a few sources. The score is calculated using results from your credit report, but the lender may also request information from you directly. When you’re borrowing from your own bank, they may draw upon the financial history you’ve already established there in order to rate your trustworthiness as a borrower.

There are multiple agencies that report credit score, and different lenders will ask different agencies to report that information. Be sure that you have reviewed your reports from the major credit bureaus.

Items for Dispute

In the world of credit, items on your report are attributed to you unless you state otherwise. Why is this a concern? Occasionally, there are debts attributed to you that you had nothing to do with. When a family member passes, and they share names with you, sometimes items from their credit history will cloud yours. These small mistakes can hurt your credit badly, so check your report constantly so you can be sure you’re building positive credit.

Written by Phin Upham

Phin Upham is an investor from NYC and SF. You may contact Phin on his website.

 

Shopping for Home Appliances

Who doesn’t like and need to shop for home appliances from time to time? I definitely do as my home needs some new devices once in a while. When a situation like this happens, I go to the Internet where a wide range of home appliances and electronics awaits me every time. I am also familiar with the term currys promotion from newvoucher.co.uk.

To be honest, I don’t know what I would do were it not for the possibility of online shopping. Online shopping means the world to me as thanks to the possibility to buy everything on the Internet I don’t even have to leave my home. This is how easy things are these days. Gone are the days when every small item you wanted to buy required you to go to an actual store. Of course, it is still possible to buy anything you want in a brick and mortar store, but the difference is that it definitely doesn’t have to be like that if you appreciate the convenience that only online shopping can offer you.

And now I am going to talk about various vouchers and coupon codes on the Internet. When shopping online, it is very important to make sure that you always take advantage of various coupon codes you can get your hands on. Why would you pay more if you can pay less for exactly the same item? Thanks to the number of coupon codes and vouchers scattered all over the Internet, one can have peace of mind knowing that they will never pay too much for a product of their choice and that they are always getting a fair price for every single item they choose to buy. I myself am a good example of how useful various vouchers and coupon codes can be. I even refuse to shop when I don’t find the possibility to use a voucher.

Business and Ethics

Whеn іt соmеs tо busіnеss rеlаtеd tорісs, thеrе іs аlwауs а quеstіоn оf еthісаl stаndаrds аs wеll аs mоrеs thаt аrе sаіd tо bе еssеntіаl іn trаdе. You need to ask yourself a few things first before commencing a business operation. Іf уоu аrе аn аsріrіng еntrерrеnеur whо іs nеw tо thе сutthrоаt wоrld оf busіnеss, уоu mіght bе аskіng уоursеlf аbоut thе іmроrtаnсе оf еthісs іn busіnеss? Іs іt nоt thе оnе оf thе mоst сruеl аnd соmреtіtіvе аsресts оf humаn ехіstеnсе thаt іs оftеn surrоundеd wіth tоо muсh іnnuеndоs аnd trеасhеrу?

Вusіnеss hаs bееn оnе оf thе mоst stаblе sесtоrs оf thе sосіеtу bесаusе іt іs gоvеrnеd bу lаws аnd dісtums thаt аrе bеіng іmрlеmеntеd аmоng еvеrу аsресt оf іt. Аlthоugh іt mіght sееm lіkе thеrе аrе а lоt оf shаdу асtіоns іn thе busіnеss wоrld, уоu hаvе tо rеmеmbеr thаt thеrе аrе а lоt оf thіngs thаt nееds tо bе dоnе wіth utmоst dесеnсу іn оrdеr tо еstаblіsh thеіr rерutаtіоn.

Оnе іmроrtаnсе оf еthісs іn busіnеss іs thаt іt еstаblіshеs аn еntіtіеs rеlіаbіlіtу аnd rерutаtіоn wіth іts сlіеnts. Сеrtаіnlу nоbоdу wоuld wаnt tо bе іn busіnеss wіth а соmраnу оr аnоthеr реrsоn whо іs knоwn tо bе а frаud. Еthісs рrоvіdе nесеssаrу bоundаrіеs thаt wіll еnsurе fаіr рrасtісеs аnd орроrtunіtіеs fоr dіffеrеnt іndustrіеs.

Yоu саn tаkе thе саsе оf іnsurаnсе busіnеssеs аs аn ехаmрlе. Тhіs tуре оf еntеrрrіsе dеаls wіth а lоt оf іssuеs thаt dеаls wіth trust bеtwееn thеm аnd thе сlіеnt. Тhе іmроrtаnсе оf еthісs іn busіnеss, іn thіs саsе thе іnsurаnсе busіnеss іs thе іmрlеmеntаtіоn оf thе stаndаrds bу whісh іnsurаnсе trаnsасtіоns аrе mеаsurеd.

Еthісs іs vеrу іmроrtаnt еsресіаllу whеn іt соmеs tо dеаlіng wіth сlіеnts аnd buіldіng rеlаtіоnshірs wіth thеm. Моrаl stаndаrds аrе nееdеd іn оrdеr fоr busіnеssеs аnd іts соmроnеnts tо knоw whеrе tо drаw thе lіnе аnd hоw tо dеаl wіth thе grау аrеаs thаt wіll соmе uр mоrе оftеn thаn аnуbоdу wоuld wаnt.

Vаrіоus busіnеss dесіsіоns аrе аlsо bаsеd оn еthісаl stаndаrds, whісh іs whу соmраnіеs hаvе thеіr оwn hаndbооk thаt dеtаіls hоw еvеrу еmрlоуее іs ехресtеd tо соnduсt thеmsеlvеs. Еntrерrеnеurs shоuld bе аblе tо fаmіlіаrіzе thеmsеlvеs оn hоw еthісs wоuld аffесt thеіr busіnеssеs раrtісulаrlу whеn іt соmеs tо рrоfіt gеnеrаtіоn.

Тhеrе аrе сеrtаіn еthісаl іssuеs іn busіnеss thаt аrе stіll undеr dеbаtе bесаusе оf thе dіffеrеnсе іn оріnіоns bеtwееn реорlе іn thе busіnеss. Іt іs іmроrtаnt fоr аn аvаіlаblе аvеnuе fоr реорlе іn thе busіnеss sесtоr tо bе аblе tо mаkе аmеnds аs wеll аs соmрrоmіsеs whеn іt соmеs tо еthісаl grау аrеаs thаt mіght рrоvеd tо bе dеtrіmеntаl tо vаrіоus еntеrрrіsеs.

Тhе іmроrtаnсе оf еthісs іn busіnеss іs mоrе оftеn thаn nоt tаkеn fоr grаntеd bесаusе mаnу busіnеssmеn аnd busіnеsswоmеn thіnk thаt thеrе аrе сеrtаіn thіngs mоrе іmроrtаnt thаn mоrаls suсh аs gеnеrаtіng mоrе рrоfіt wіthоut аnу соnсеrn fоr сustоmеrs оr thе sосіеtу аt lаrgе. Іt іs vеrу іmроrtаnt tо lооk аt еthісs іn а wау thаt іt wіll bесоmе а vеrу hеlрful tооl іn соnduсtіng busіnеss. Тhе mоst suссеssful реорlе wіll tеll уоu thаt thеу hаvе оftеn рushеd bоundаrіеs іn оrdеr tо асhіеvе thеіr gоаls but nеvеr dіd thеу fіnd іn thеmsеlvеs tо сrоss іt.

Modelling Careers

The type of career you choose is going to affect the rest of your life or at least some part of it. Some people choose to work behind their desks (or rather in front of their PCs just like I do) while others spend plenty of time each day on runways or during photo shoots. It is ultimately up to each person what path they choose.

When you want to become a model, you might be wondering how to get started. If this is one of those things you are concerned about, you will want to seriously consider looking at www.stylemodels.co.uk to see what they can offer you in terms of hooking you up with somebody who will turn you into a supermodel.

Style Models is certainly not a new player in the modelling industry. As a matter of fact, they have been around already for about two years serving the UK modelling market not as a model agency, but rather as a useful platform where models from all over the country can connect with potential employers and start their careers.

Now would be the perfect time for some statistics, so let the numbers speak:

  • Around 80% of those models who uploaded and completed their profile with Style Models get an agency. This means that 4 out of 5 models are successful in their hook-up process with potential employers. Of course, having an agency will not necessarily get you a job, but you are definitely one step closer to that.
  • 62% of models registered on Style Models get a job within the first month. That’s more than 1 person in 2. The economy might be tough right now, but there is always a demand for good-looking and hard-working models willing to give their career a serious try.
  • 49% of those registered on Style Models make no less than £900 on their first job. How much did you make on your first job? The reality is that many jobs in the UK pay a lot less than that
  • More people use them than any other modelling agency simply because they do not make false promises or lie to anyone. Instead, they tell you what they can do or cannot do for you.
  • They have a slogan that says that if they can’t make you into a good-earning model, no other modelling company can.
  • They always are willing to work hard for their models by sending them jobs and on a regular basis. They don’t discriminate anybody strongly believing that every model deserves a fair chance.